How To Unlock Up to $155,000+ in Government Funding for Your Home Renovation

To access the full range of available funding, your project must meet specific program criteria, including:

• Designing for energy efficiency
• Using approved materials and technologies
• Following code-compliant construction plans
• Completing verified energy audits and inspections

Our team handles all the technicalities, from blueprint optimization to application submission, so you can focus on the exciting parts of your renovation.

Canadian Government Funding Programs for Home Improvements

We understand the qualification and application requirements and processes for all the following Government of Canada funding programs for home improvements:

CMHC Secondary Suite Loan

With the CMCH Secondary Suite Loan, you can receive up to $80,000 with 2% interest for 15 years. This loan is forgivable after 5 years if the property is rented below the average market rent. This is an ideal option when you want to add a legal basement apartment, coach house, or garden suite.

Canada Greener Homes Loan

We’ll help you determine if you’re eligible for the Canada Greener Homes Loan. This loan allows you to receive up to $40,000 at 0% interest for 10 years for energy-efficient upgrades like new insulation, windows, and heat pumps.

Canada Greener Homes Grant

Canada’s Greener Homes Grant allows eligible participants to access up to $5,000 in direct grants. Those who qualify may also access an additional $600 for the pre- and post-construction energy assessments required for grant qualification.

Ontario Renovates Program (Region of Waterloo)

Access up to $25,000 (interest-free and forgivable after 15 years) through the Ontario Renovates Program. This is a perfect option for creating or legalizing secondary units, including $5,000 for accessibility upgrades, in Waterloo.

HST Rebate for Substantial Renovations

The HST rebate covers between $16,080 and $40,200 (36% of the HST on up to $350,000 in eligible renovation costs). To qualify, your renovation must cover 90% or more of your home’s interior and be considered “substantial” under Canada Revenue Agency (CRA) criteria.

How Triforce Construction Makes It Happen

We’ve spent years refining our processes, researching eligibility requirements, and designing spaces that balance government funding requirements with our clients’ design expectations.

Here’s how we do it:

Home Design for Maximum Funding

We tailor your renovation plans to meet the eligibility criteria for each program, ensuring you get the most funding possible.

Full Government Funding Application Support

We handle your paperwork, from energy assessments and detailed estimates to final applications.

Energy Efficiency as a Standard Home Renovation and Addition Practice

Our designs incorporate energy-efficient features that qualify for funding and lower your energy bills for years to come.